Insurances Accepted

Hilton Head Regional Healthcare accepts a wide variety of medical insurance plans. Following is a list of currently accepted health insurance plans. Due to recent changes, we recommend you verify your Hilton Head Regional Healthcare coverage with your carrier when making enrollment decisions and/or before you arrive at the hospital.

If you do not see your plan listed below, or have specific questions regarding insurance coverage at Hilton Head Regional Healthcare, call us at (866) 904-6871.

Health Insurance Plans

Consider your options for 2023 if you have Absolute Total Care, Ambetter, Wellcare or Wellcare Prime.

If you count on Hilton Head Regional Healthcare to serve your healthcare needs, please be aware that Absolute Total Care, Ambetter, Wellcare or Wellcare Prime will no longer provide in-network coverage as of January 1, 2023.

Commercial Insurance

  • Aetna
  • BCBS-SC
  • Cigna
  • First Health
  • Humana
  • MedCost
  • Multiplan
  • Plotkin And Sons Consulting
  • Private Healthcare Systems
  • United
  • Managed Medicaid

  • Absolute Total Care - Out of network 1/1/23
  • Amerihealth
  • BCBS-SC
  • Molina
  • Select Health
  • Wellcare - Out of network 1/1/23
  • Medicare Advantage

  • Aetna
  • Americas 1st Choice
  • Amerihealth Medicare Advantage Plan
  • BCBS-SC
  • Clover
  • EON Health
  • Guardian
  • Humana
  • Instil
  • Molina
  • Prime Health Services
  • Sterling
  • United
  • Universal Health
  • Wellcare - Out of network 1/1/23
  • Health Insurance Exchange

  • Ambetter - Out of network 1/1/23
  • BCBS-SC
  • Molina
  • If You Have Health Insurance

    We will need a copy of your insurance card, driver’s license and or photo identification. We also may need the insurance forms supplied by your employer or the insurance company. All patients should familiarize themselves with the terms of their insurance company. This will help with understanding the hospital’s billing procedures and charges.

    If You Are a Member of an HMO or PPO

    Your plan may have special requirements, such as a second surgical opinion or pre-certification for certain tests or procedures. It is your responsibility to make sure the requirements of your plan have been met. If your plan’s requirements are not followed, you may be financially responsible for all or part of the services rendered in the hospital. Some physician specialists may not participate in your healthcare plan; if so, their services may not be covered.

    If You Are Covered by Medicare

    We will need a copy of your Medicare card to verify your eligibility and process your Medicare claim. You should be aware that the Medicare Program specifically excludes payment for certain items and services such as cosmetic surgery, some oral surgery procedures, personal comfort items, hearing evaluations, take-home medications, and others. Deductibles and co-payments also are the responsibility of the patient.

    If You Are Covered by Medicaid

    We will need a copy of your Medicaid card. Medicaid also has payment limitations on a number of services and items. Co-payments are the responsibility of the patient.

    If You Do Not Have Insurance

    A representative from the Patient Accounting Department will discuss financial arrangements with you. A hospital representative, who is also a representative of the Division of Family Services, can assist you in applying for Medicaid or other government assistance programs.